Articles

Do you have a “guest room” in your home that hasn’t seen a guest in years? A basement of clutter you haven’t looked through for even longer? Maybe you’re considering retirement – not just for yourself, but also for your lawnmower and snow shovel. Downsizing can carry a negative association of a meag...

Scott and Fran are a hard-working couple with elderly parents and grown children. Their careers were at a high point when Fran’s mother suffered a devastating stroke. Suddenly, they found themselves juggling roles again as they had when their children were young, except this time around, it came wit...

Financial literacy is increasingly being recognized as a necessary life skill. After all, fluency in the language of finance can help pave the way to greater economic security, especially when proficiency is learned early on. That’s why core curriculum for children as young as elementary-school age...

It would be too dangerous to get behind the wheel of a car without knowing the rules of the road or even where the gas and brake pedals are. Yet that’s the way many Canadians “steer” their personal finances, with no real understanding of how money works or how to get it to work for them. Adding to t...

People value balance in all areas of their life – even their investment portfolios. In a nutshell, a balanced investment strategy is a way of building your portfolio to manage risk and maximize returns based on the principles of asset allocation. Like all investments, having a balanced portfolio req...

Stay-at-home parents know that it’s a full-time job, and then some! Taking time to care for young children can include leaving the workforce or reducing your hours. Naturally, this impacts your earnings and how much you contribute to the Canada Pension Plan (CPP), called the QPP in Quebec, as a resu...

Congratulations! Your hard work and perseverance have paid off and starting this fall, you’re off to pursue your post-secondary education. It’s something to be proud of, because getting to this point isn’t easy – especially when it comes to saving money and having enough to support yourself until yo...

As a retiree, it’s important to understand how the eligible Canadian dividend income you may receive affects your Old Age Security (OAS) – and whether to do anything about it. Here’s what you need to know to make an informed decision about managing this aspect of your retirement income. Eligible Can...

What happens to your Canada Pension Plan (CPP) benefits if your spouse or partner predeceases you (or you them) may not rank on your list of life’s most pressing questions. However, if you’re unsure about how your CPP benefits work for you as a couple, you run the risk of financial trouble. Danger c...

As an Investment Advisor, you already understand the magic of referrals. They offer instant credibility by affirming your value and the quality of your services. Better still, referrals allow you to gain the trust of prospective clients even before you meet them. You benefit from the halo effect – t...